GPG45 for Onboarding Services
OneID Onboarding Solutions will provide you with up to a medium level of confidence under GPG 45.
| Product | Identity Profiles | Type of Evidence | Attributes |
|---|---|---|---|
| Sign-In | L1B & M1C | Bank-Verified Data | Name |
| Sign-In Refresh | L1B & M1C | Bank-Verified Data | Name, Date of Birth, Address & Country of Residence |
| Sign-Up | L1B & M1C | Bank-Verified Data | Name, Date of Birth, Address & Country of Residence |
| Sign-Plus | L1B & M1C | Bank-Verified Data | Name, Date of Birth, Address & Country of Residence |
Bank-Verified Data
OneID leverages the the security features of banking apps which utilise encryption, strong customer authentication (SCA), and biometrics to ensure only the rightful owner has access to a bank account, and securely protecting bank account information. This provides highly reliable proof that the owner of the identity is who they say they are and is present during a transaction, enhancing the strength of a bank-based identity check.
Individuals are subject to strict KYC checks when opening a bank account to ensure compliance with regulation and UK Law, such as the Money Laundering Regulations. This makes creating a synthetic ID using bank-verified data extremely difficult. Even in a rare case that a fraudster is successful in opening a bank account, they would still be required to develop a pattern of normal behaviour to appear legitimate, this ensures the identity is valid.
Identity Profile Scores
Learn more about levels of confidence at (Link Removed)
OneID Onboarding Solutions achieve the following identity profiles:
| Identity Profiles | Strength | Validity | Activity History | Identity Fraud | Verification |
|---|---|---|---|---|---|
| Required for L1B | 3 | 2 | N/A | N/A | 1 |
| Required for M1C | 3 | 3 | N/A | N/A | 3 |
| OneID Highest Score | 3 | 3 | N/A | N/A | 3 |
Detailed information on how scores are calculated can be found here.